Privacy Policy
Last Updated: February 16, 2026
ℹ️ Quick Summary
We do not collect, store, or track any personal information. All calculations happen in your browser. We use no cookies and no analytics.
Information We Collect
We collect no personal information. This website does not:
- Collect names, email addresses, or contact information
- Store any calculator inputs or results
- Use cookies, local storage, or any tracking technologies
- Use analytics services (Google Analytics, etc.)
- Track IP addresses or user behavior
- Create user accounts or profiles
All calculations are performed entirely in your web browser using JavaScript. The numbers you enter into calculators never leave your device.
How We Use Information
Since we collect no personal information, we have nothing to use, sell, or share.
Third-Party Services
Hosting
This website is hosted by [Your Hosting Provider]. They may collect server logs including IP addresses, browser types, and access times for security and performance monitoring. We do not have access to these logs.
External Links
This website contains links to external sites (IRS.gov, SSA.gov, Medicare.gov, etc.). We are not responsible for the privacy practices of these third-party sites. Please review their privacy policies before providing personal information.
Cookies
We do not use any cookies. This website functions entirely without cookies, local storage, or any client-side data persistence.
Data Security
Since we don't collect data, there's no data to secure. All calculations happen in your browser and are never transmitted to our servers.
Children's Privacy
This website is not directed at children under 13. We do not knowingly collect information from children. If you believe a child has used this website, please contact us.
Your Rights (GDPR, CCPA)
Since we collect no personal data:
- Right to Access: There is no data to access
- Right to Delete: There is no data to delete
- Right to Opt-Out: No tracking means nothing to opt out of
- Right to Data Portability: No data is collected or stored
Do Not Track Signals
We honor "Do Not Track" browser signals because we don't track users anyway.
International Users
This website is operated from the United States. If you access this site from outside the U.S., please be aware that any information collected (by third-party services like AdSense) may be transferred to and processed in the United States.
Changes to This Policy
We may update this privacy policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of the website constitutes acceptance of changes.
Material changes (such as enabling tracking or advertising) will be prominently announced.
Contact Us
If you have questions about this privacy policy, please email us.